Search the BP for ADU appraisals to encounter numerous examples.

You just need to close correctly and legally.We have several information and instruction documents we send out for free to anyone wanting to learn.I will reiterate -- no fight intended -- just advising what we have seen, done and developed over the past numerous years.Stay safe out there guysAlan 

John, to circle back to something I just noticed about your explanation of "flat rate" billing, they actually did send me an itemized quote that included 'Labor hour(s)' multiplied by 'Hourly rate.'

It’s clear that your method of negotiating for better purchase prices and ensuring fair terms for all parties involved has been key to your success.I appreciate your detailed explanation and would love to discuss how we might collaborate or share further ideas.

There are numerous resources available, from books and online courses to local meetups and forums where you can connect with experienced investors.

(Google Florida condo special assessments)  And, you are correct, the HOA can impose numerous limitations that prevent it from being a good investment.

No explanation or reason required.

Lender 1 would rather skip that step and explanation so it's baked into the cake.What I mentioned above is just a way to get down to the nuts and bolts of the actual "base rate" offered by the lender.  

However I am concerned about getting too burned...I have now had numerous dealing with the sis and I realize she is consumate liar and can't be trusted.thanks all for your quick feedback.would you sell to her and be rid of it - or try to fight those leases and win a sweet 3 family?

I've seen postings on the front door of the property about investors trying to purchase it from the owner numerous times.