Using a Whole Life Insurance (WLI) loan avoids banks but accrues interest, potentially reducing policy benefits—compare this with other financing options like HELOC or seller financing.

I just received two different verbal offers that I'm willing to accept, but don't want to waste time with someone whose deal may fall through.What are my options to enter into a contract with someone who is qualified?

Investment Info:Small multi-family (2-4 units) other investment. 31 duplex development located on the East side of San Antonio.

I have saved up some money but my goal is to save up at least 20k in a year before I start looking for options on house hacking in a duplex.

Also, I've always wondered why arbitragers don't negotiate an option to buy upfront?

I do agree with @Jules Aton though, the best option may be to wait and save up for your down payment.

@Angelo Costa I would be interested in learning more about multi-family investing.

My lender is suggesting me to buy property under my name and then transfer it to LLC later as there are not many financing options available for LLC.

I don’t see where a rental would make sense, so I’m trying to look at other options to cover the monthly payments until the market goes back up.  

The truth is that if you find the right deal, you can make pretty much any market work but if you are looking for consistent deal success that narrows your options down.Some investors look for simple signs like the "Chick-Fil-A" test.