You’re in a great position with a property that’s appreciated significantly, a low-interest mortgage, and clear goals to boost cash flow and transition into full-time investing.

I've underwritten hundreds of deals, submitted tens of LOIs and not had a single one accepted- The BRRRRs I did do weren't true BRRRRs because of low appraisals, or not accounting for all costs properly and I ended up leaving around $10k for each one in the deal.

With their low income and it's unlikely they'll get a better paying job.

A a low-temp sensor be added for you to be called if the temp falls below 55º ?

As you can tell marine the appraisal came back 40k low and I was so dumbfounded.  

The potential rents should more than offset an increase in property taxes but something to consider particularly if you have a low basis on your property. 

The value of your SDIRA may be too low, but I'd recommend Gary Mobbs at South Star Bank in Gonzales, TX.

Still a very small percentage -- but an increase.On each of the approximate dozen that have occurred, only 1 loan was paid off and that was voluntary since the balance was very low. 

There are also several funds out there that provide high single digit yields that are low risk. 

Small multi-family is hot right now due to house-hacking (low barrier of entry), and future cash-flow.