If I add an ADU my SFH becomes a 2 unit,  subject to rent control as a LTR but may not as MTR, need to investigate this.

Investigate your choices for financing, such as FHA loans, which sometimes have lower down payments.

My job as a marketing intern is to investigate niches that have yet to be filled in the business of private lending and bridge loans.

You can follow this forum or set up a "keyword alert" for tax liens.

I'm really feeling dumb and naive,  thinking I didn't investigate the lender more thoroughly.

It's great to have you here.Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/m...Set up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/a...Read Beginner’s Guide: http://www.biggerpockets.com/r...Check out BP Money Podcast: https://www.biggerpockets.com/..

Particularly be sure to include your goals for real estate investing so that folks can help you. 2) Follow your favorite forum topics and set up keyword alerts!

Particularly be sure to include your goals for real estate investing so that folks can help you. 2) Follow your favorite forum topics and set up keyword alerts!

Thank you for giving me the opportunity to investigate the area, let me know your thoughts!  

Unless you're doing a lot of transactions and understand the process as well as a competent (key word) buyer's agent does, I don't recommend buying without your own agent at all.