Make your own judgement, I will just keep neutral here and state my experience only)Their “Exaggerated Advertisement” which only show off the success case but never mentioned about the failed cases (which probably will be count more over the success cases)1.They promote that most of their clients(Or they like call them “”Student”) make a bout $10K to $30K per deal.

If it is a covered loss, the judgement would need to exceed the limits before anyone would want to go to the additional litigation to try to break through the trusts.  

Just got home from 3 hours of clean up at a property today, in the cold and rain.

Not trying to rain on your parade, just stating 40+ years of facts.

@Paul Strauss it is a 'rubber' roof located in 98520-rain country!

Even if someone gets a judgement against me? 

If you get a judgement against them in court and want to file a claim then it will affect their credit.

@Ray HarrellSellers will owner finance because (1) they will be able to sell for a higher price because they will sell to people who can’t get institutional financing, (2) they think the interest rate they receive on the money they financed, usually 6-10%, is better that the 2% bank accounts are paying (3) they get to spread out the gain on the sale of property over many years and not be bumped into a higher tax bracket immediately, or (4) they can sell the property faster as a buyer doesn’t have to wait 45 days to fulfill institutional lending requirementsBuyers may want owner financing because (1) they save the points and other fees associated with institutional financing (2) they may own the maximum number of properties financed allowable by lending institutions (3) they as full time real property investor may not be able to prove the amount of income necessary to obtain a loan (4) they may not qualify for conventional financing, only hard money, in which case owner financing may be at a much lower interest rate (5) they may have liens, judgements, etc. outstanding that make obtaining outside financing impossible, (6) they may want to close quicker than available with institutional financing.Please let me know if this makes sense

But be careful, as these can let water in when there are heavy rains.

It gets pretty muddy when it rains.