@Alon Attias Apologies for the late response.

It’s not dependent on impending title transfer.

I feel like this is really specific and I apologize if it is too much so.

@Bob Stevens apologies meant Columbus not cleveland.

Hey guys - I apologize for the late reply. 

Thank you, congrats on an impending retirement!

This structure could potentially offer several benefits:Tax Efficiency: Could this help minimize the tax burden, especially considering the impending RMDs for my family member?

Apologize ahead, if so.But most publicly traded companies are highly levered, the better one's have a lower debt ratio.

But I stand corrected on the absolute appreciation amounts for Montgomery, apologize for my incorrect statement, and I will certainly defer to your knowledge on this area.  

My apologies for the confusion.I was able to find a quitclaim deed with the  propertie's legal description in my closing documents.As far as I can tell, I am discovering the legal descriptions and tax parcel numbers from both title companies match.However, the  tax assessor's office lists the opposite half of the address than my mortgage company has on file.My insurance company requires both sides of the duplex address to be listed on policy.I have still been unable to get in contact with the closing company from my refinance.