I do wish all you folks that have posted here best of luck getting your redemptions.

@Juan PerezCongratulations on paying off your first home and transitioning it into an investment property!

Now, I'm imaging a scenario when every one of these tenants move out that I'll be paying their entire security deposit + interest even if there are damages beyond normal wear and tear. 

As part of the deal, they are paying me to take some of the backyard.

Since you’ll be saving your own living expenses by living in one of the units as required by the VA (to the best of my knowledge.) pretend you are paying rent and it should make your numbers look much better. 

Otherwise, you won't have the additional dollars to pay future inflated prices.Your rental income must last as long as you do.

Typically this means they will take longer to close, may not have all the information for the companies they work with, and most hard money brokers get their money by taking an existing product and adding extra points to pay their fee.What is your investor success rate?

Vetting tenants on my own to avoid paying broker fees is the way to go

You would pay $950k for that property because it’s a deal based on today’s value?

@Ellis Moyewe really don't know a lot about this situation since there aren't many details in your post... but i don't think this makes any sense for anyone involved here...if it's a flip that's not selling, refinancing may not solve your problem and allow you to pay back the HML in fulland typically a sub to buyer wants a low interest rate... and if you refinance now you won't be getting a low interest rate, you'll just be getting whatever the market offers.and finally.... the vast majority of loans are NOT assumable.