yes they are on fire and Wynwood I'm in brickell 

Lessons learned?

Another lesson I’ve learned is that buying a single family home as my primary residence to later lease to a tenant is a bad strategy unless I’m purchasing the property at a really low price.

If we do a bad job, our clients will fire us and go elsewhere.

Typically its done for open space or use for community property (ie. fire station location or other county use) and typicaly would assist in increasing tax base.  

Lessons learned?

I learned my lesson and am keeping reserves  for emergencies and lower LTV on financing.

You made a mistake by referencing her job and more in your eviction notice.Hope you've learned your lesson!

California has seen huge uptick in home insurance, I'd imagine Santa Cruz has a high fire insurance

Even that manager needs to be really hard worker and skilled in so many different areas...sales, marketing management, hiring, firing, reservations, computer skills, and more.