I work at American Pacific Mortgage but I can also broker if needed. 

I work with a couple of different investors from Vancouver who invest in the Winnipeg market because it is similar to the American midwest.

Borrowing money in any fashion is irresponsible if you don't know what you are doing whether it be from a bank or a friend. 

I don’t know if there will be some recourse to PayPal but it’s definitely business transaction.CashApp is free and takes 2 business days to get money into my account, however, I’m thinking if a tenant pays with credit card (you can attach debit and credit card to CashApp), then it might be same situation.My Tenants usually don’t have good enough credit for credit cards to pay rent, but potentially it’s possible.CashApp amounts to transfer depending on the bank of the Tenant: some can pay only $500/day, some had to pay fees because their account in a credit union.It seems like old fashion way to deposit money in the bank looks more reliable. 

Actually, @Richard Licon, the American Association of Private Lenders does have a certification program they hold at their annual convention.

American Association Private LendersNational Association PRivate LendersLend2LiveBiggerpocketsYoutube

I'm currently a novice trying to break into the real estate industry in any form or fashion, and I'm willing to collaborate on joint ventures. 

(It also may be a good old fashioned clogged drain.)Either way, you need to schedule the septic to be pumped out now and every 2-3 years. 

If you buy basic units, no frills, American companies (Whirlpool, Frigidaire, Maytag, etc) the machines will last years, repairs are simple and parts are everywhere.

I've personally worked with a handful of "investor-friendly" lenders, primarily on DSCR loans in recent years, and each time I've run into significant delays, lack of transparency about the process, have been fed the requirements in a piecemeal fashion (every few days there's a new random request rather than having it all organized from the start), and have even run into lenders who were substantially misinformed about the real estate industry or the laws that govern it on both a local and federal level.I think there should be a better site to encourage accountability by tracking how long it actually takes each lender to close their loans on average, and what unexpected hurdles investors encounter when trying to work with them.I can't seem to find such a site.