I'm Andrew Geib, currently I'm working as a lean six sigma engineer based in the Aurora/Naperville area. 1) Favorite real estate book: just picked up Rich Dad Poor Dad for the first time2) Favorite non-real estate book: Freakonomics3) Advice for new investors: seeing as I am a new to real estate, get started now rather than later. 4) Hobbies: cars, I autocross my daily driver whenever I can, I'm resorting a classic mustang, and I frequently go to car shows all across Chicagoland. 

I joined a real group and was contacted by real estate agent who wants to work with me to buy my first home I'm about to get a pre-approval letter what should I do if I don't have the down payment is there options fo...

Attached is a screenshot of the offer along with what would drive rate up. 

This is the number 1 driver of leads.  

The guy is a truck driver and travels often.

I am a commercial truck driver going of two years now.

If you have the funds to take down the deals then you are in the driver's seat.

Like a lot of the podcast guests say, perseverance and drive really sets apart the successful ones from the failures. 90% of the issues just required a phone call...I have found this to be true as well, sometimes it takes a while to find the right person/office to call but once you get to the right person they are usually able to take down the barrier pretty easily.

In reality, you are in the drivers seat IMO should the market crash during your HML.

I am a commercial truck driver.