Glad to hear I'm headed off in the right direction.

My initial reaction is to tell you to get your head examined, but as I get older, I get kinder, so I’d like answers to the above questions before I tell you to get your head examined. 

Just a heads up for future reference.

Your property management background will give you a head start.

Are you thinking this new cycle of higher rates is at its peak and we are going to head back to the 3%-4% range?

He suggested I call the Sheriff Deputy who was my POC. 

Whoever taught you that I would go to them and do what they did as this setup for an ownership structure in my opinion is far to complex and your CPA is going to be scratching there head at end of year with all the tax stuff they will have to do and how you have to keep bank accounts for each entity and move money form one to the other to the other....

You hit the nail on the head...

I guess I'll just follow up real quick - I did indeed just setup another mailbox, labeled them "A" and "B", and for the last 4 years I've never head any problems.

Without knowing more, just based on what you said, you are in WAY over your head and will keep digging a bigger hole doing what you are doing.