In this case, speed is your friend.If you can, pay for repairs out of pocket (or on a credit card or with a loan) do so and then submit the actual bills to the insurance.

They never see the card.

They'd be a partner and help provide solutions to operational challenges when scaling, we'd bring tech in like Breezeway for scheduling, give them a company card with spend limits to buy supplies, they even ended up landing a deal with a local laundromat to wash and fold there after-hours to make their lives and ours easier.Truly a win-win. 

I have their business cards, but haven’t used their BLOCs.  

What is the credit card merchant fee?  

They might be great, but we were only 9 minutes in before the conversations turned to "what credit card are you going to use."

In Japan you can buy just about anything you would use a credit card or Yen to buy (actually that is true in many Asian countries, including Singapore where I lived for 10 years); Or back here in 'merica, we can even buy a Whopper at Burger King!

I don’t have a credit card or score by the way.

They could be here legally (visa, whatever) and waiting for their green card.

Out of their Mom's basement and porn hub subscription paid by prepaid debit cards.