This could be a reputation and brand killer.  

Can we all agree a dollar made in Austin TX or Bryan TX or Dallas TX or San Francisco CA, or Nashville TN or any where spends the same wherever you choose to spend that dollar.  

After all, square footage is about more than raw measurements; it’s about how seamlessly the space integrates into the home’s overall living enviroment.If you’re serious about making that office “count,” consider checking local guidelines or even chatting with a reputable appraiser in the Phoenix area..from what I’ve heard they’ve handled properties like this before.

Last thing I'll say is a quote that stuck with me, "Choose Your Hard".

If they choose to dig in and fight, I watch them like a hawk and document every infraction until I have enough to get rid of them.

I think as people are able to choose to work places that have better weather places like Cleavland will continue to decline.

The unfortunate side effect of moratoriums like this and the court rules, is that many residents think they do not have to pay rent and are choosing not to whether experiencing a COVID hardship or not.

You and this private person you met hammer out the details of the loan at the kitchen table so to speak and you seal it with a handshake and your reputation that this Private Person already respects or whomever introduced has vouched for you.But if a man opens a lending company tomorrow with 50 Million of his own capital and he checks in on the HML market to see what it bears and he copies his products and UW guidelines and now is he PML or HML? 

There are still people who are either young or fairly unsophisticated with money and choose to not use credit.

When you celebrate success and prioritize building relationships, you'll find that your network expands, your reputation soars, and the path to wealth becomes even more prosperous.