So in good conscience knowing children lived on the third floor and if they died in a fire I would always feel responsible I sold the building.

- How do I lower the expectations of the owners children (they are adults) after the previous agent listed it at Zillow's full estimated price - despite the fact that nothing has been done to the house since their father/the widows husband died some years back.

Secondly, the children switched to Home Schooling (online education) much earlier - before the pandemic started.

This was the home we raised our children in and have held on to it to avoid capital gains tax. 

However since he has no children me and my brother would currently receive it in inheritance 50/50 BUT if I put the 10% down then 90% will be split 45/45 leaving me with 55% only gaining 5% if I was to not invest anything.

You can’t add value to stocks, they don't cash flow, they can’t be insured, no depreciation for taxes and so on.There are RMD requirements on traditional retirement accounts which makes it difficult to plan to pass on to children.

You ay find that your children does not really care what you do with it.

Good morningThe parents hold the mortgage notes on their children's homes. 

It was my new wife and her late husband's primary residence and the home they built where they raised their two children from 2016 - 2019 when they lost him. 

So, I guess in short, stability has a greater priority, while in the long term, I lean towards possession and wealth building that maybe even my children take advantage of.