My net number is rental income minus expenses(3 mortgages, paying power bill at all three houses, property tax, insurance, internet in two properties).

And, even then, hitting your rate target would still be extremely challenging unless you were paying points up front, in which case it would probably make more sense to just try to put in a bigger down payment (or pay down the balance if refi) instead and get better terms naturally offered at the lower LTV.

My profile has my YouTube channel and I have an episode that shows you exactly how to create the comp set and look at amenities that matter, what others are paying for cleaning and how other listings look - that way you can see how to best market your property. 

Step 2- close and start rehab-- would need to pay holding cost during rehab?

Focus on paying them off (smallest to largest), and you'll be living large in 20 years.

Be sure to: call & verify employment references, request pay stubs to confirm income & check rental history by contacting the previous landlords.Keep the momentum going!

In fact I can have half of the rooms occupied and still pay the mortgage. 

My ADU is under 500 sq ft, so I didn't have to pay the extra sewer connection and school fees.

Thank you for your reply Preston.The idea is to pay off her mortgage by leveraging my cash value life insurance.

The commissioner ordered me to pay the plaintiff over $9k plus her attorney fees.