And even if it were adult women, they are still being taken advantage of because of their financial situation and exploited.In many areas of the country there are beautiful houses in high end subdivisions, and inside their walls are women and children being held captive and used as prostitutes.

Personally, I have always found myself captivated by entrepreneurship and the lifestyle it brings long term.

The only category where no one has signed a "captive vendor" agreement with one particular lender, they can broker without restriction or needing to ask a manager permission.

You want to have a single option with rates for captive customers not willing to shop around, then go to a bank. 

work with an insurance broker, forget about the captive agents like StateFarm or Allstate.

As a "captive vendor" employee, I wasn't the priority over the independent broker who could take the deal anywhere.Maybe it'll switch again, and I'll jump ship again.

Full disclosure: I am a captive insurance agent.On top of @Wayne Brooks' comment, there are issues on the insurance end as well.

Our focus is on captivating neighborhoods such as Midtown Alpharetta, Aerotropolis, Lawrenceville, Johns Creek, Buford, and Peachtree.

Many of the brands with captive agents don't want rentals so they jack up the premiums and offer it as a "service" for those that don't shop around.

Outside your captive agents like a State Farm or Farmers or whatever, you need a good broker.