Piece of advice - when I started I wish I would have focused on my multifamily niche/expertise from day one vs trying to be the agent for everyone (flippers, STR buyers, land, etc). 

Start by learning the basics, networking, and analyzing deals.

Selling a house with furnishings doesn't really add value and many buyers won't want the furniture.

Limit on rentals and we are above that limit today, so no new buyers at this time can buy to rent. 

Given the fact that the Baby-Boomer generation is retiring and interest rates are high (making a buyer's market) I should be in a good place.

When your rental income is 1.5-2x the mortgage payment - as is typical for highly refined STR strategies - they're basically not concerned about the mortgage payment.

Maybe we can also take into consideration that we are talking about 2 completely different set of buyers.

@Nathan Gesner  is on point yet again, start with your basic estate plan first just like he did. 

Can you arrange for counters, floors, painting other “basics” without him tacking on his 20%?

Although, it's very capital intensive and you have to rely on a lot of factors you can't control, contractors, interest rates, market shifts, realtors, buyers, appraisers, inspectors, material costs, weather etc etc.