Highest number of units without getting into commercial buidling codes at 4 units you have additional engineering requirements. 

I havent looked into it, but the location is solid.

However, the IRS may scrutinize exchanges if the holding period post-transfer is too short (typically 12-24 months recommended).If one partner wants to defer capital gains while the other prefers cash, the deferring partner could reinvest their share into a Qualified Opportunity Zone (QOZ) fund, which can defer and reduce taxable gains if held for at least 10 years.

Not trying to jump into doing anything too quickly.

If you are getting buying now in TO & Niagara, you will need to have a large down payment for the units to cashflow. 

They put 25k in to it.

I'm curious, have you run into any insurance issues? 

Still green, but thinking a good niche would be housing close to universities and colleges.My long-term goals in Real Estate are to eventually get in to commercial properties such as apartment complexes and office buildings.For the past two years I have been educating myself on Real Estate investment.

Hi Melissa,It sounds like you’re putting in some great thought and research into your investment strategy!

The lesson here is never buy into a property that you cannot take your family to and continue to research the area if you are banking on the neighborhood to be improved.