I don’t believe Dave is speaking to property investing when he speaks with folk, rather just advising people not to finance another car/boat/jet ski or what have you.As for financing vs cash purchases, it just depends on your goals, the latter certainly makes it cheaper but the former will allow you to acquire more, define your goals and figure out what you need to do to get there.But Dave is right, you should avoid taking debt unnecessarily and in this Dave’s opinion without goals all debt is unnecessary. 

Ski resorts, Hill AFB, Northrop Grumman, hospitals up north in Davis and Weber county.

My tenants pay directly to a pre-designated bank account at our local credit union. 

But while rates went up the ski lift on the incline, they will likely come down the bunny slopes on the backside.

I found a property that is a pre foreclosure.

But with that comment I'm leaning over my skis, so I will defer to anyone with more experience dealing with this specific issue, including yourself.

There are plenty, and happy to give projections via email, Orlando is different to beach or ski resort markets, and bedroom count in Orlando is king, coupled with a solid HOA.

Do you have a pre payment penalty on the 1st?

We don't have oceans to gaze at or mountains to ski or forests to watch wildlife....we have theme parks. 

@Jen Lombardi  What you need is a pre-analysis on the properties.