I’m now venturing into new opportunities to expand my expertise and grow my portfolio.I joined BiggerPockets to connect with like-minded individuals, share insights, and learn from the incredible wealth of knowledge this community offers.

Giving away the place cheap only creates more work for yourself screening lower income individuals, and attracts scammers.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Gray area interpretation up to individual courts which have rendered seemingly contradictory decisions.  

Internal Revenue Service (IRS): - https://www.irs.gov/individuals/how-do-you-report-suspected-...5.

Requiring the homeowner to replace the pipe individually would seem like a huge octopus of inspections and enforcements and etc.

There are always some self-righteous individuals who try to appear as very professional figures in this community. 

However, the actual deadline would be April 15, 2025 my individual tax payer filing deadline per Rev.

When they get that commission check That's the benefit of working within a group that is QB'd by a single individual cause any new member gets the benefits already mined by the group.Financing Options: What types of loans or funding sources work best when scaling quickly?

Only use hard money as last resort as its intended to be used for short term investments or band aids to get your through.