{He will be paying us $200 a month for room and board, technically from my husband who is not his actual legal father] He also will be making a couple of hundred dollars a month from his job and receiving his ssdi checks monthly.At the end of 5 years, after paying Mark about $18,000 cash, with his good credit, and accrued principal, there should be no problem with LJ getting a loan.

It is possible for the trustee to put a stop to accruing interest on mortgages, but he usually cannot touch the principal.

I don’t want to spend a ton of time on that, but food for thought…the bank may accrue interest from day one but they are not profitable on day 1.

Liabilities accrue or change daily, interest is charged, tax liabilities are assessed, other liens may increase daily such as special assessments, HOA fees or perhaps maintenance and management obligations.

The three Groundfloor investments are all 6-month deals paying 10%, 11%, and 12%, respectively, accrued and paid at maturity.

Interest accrues.

The bank won't waive/discount the accrued interest and fees.

Unless you start working as an Ibanker and transition into a private equity firm working for investments and can accrue enough knowledge, investor connections and get very good at selling a vision (always tougher than selling a product), then you are more likely to do it by acquiring a large portfolio or merging a lot of small portfolios together.

If that were the case, that wouldn't be an issue, of course. iFunding sat on customer funds for almost 2 months before even starting the meter on accruing customers' interest.  

.- Any late fees or accrued interest on that tax debt after the sale of the lien gets compounded to that debt owed to the new lien holder.- If the property owner does, after the sale of the lien, pay off that debt, the money (plus any fees and interest) goes to you, the lien holder, and not to the government.