More traditional, suburban "Class B" middle class type places.  

Im looking into co-buying SFH and other undivided RE and am curious if anyone's ever heard of a lender doing partial assumable loans (FHA/VA/traditional conforming/etc) for home mortgages?

Hi Vida,Based on your goals and budget, here are some suggestions for building a small home with a business space in the Atlanta, South Carolina, or North Carolina areas:Building options:Modular homes: These can be a cost-effective option, allowing for faster construction and potentially lower costs compared to traditional building.

I don't tip in the traditional sense, but I'll round up to the next $50 increment if they get to something quickly or are working after hours/weekends to get to my job faster.

Lenders do not want you to pay a traditional mortgage off in the first 6 months as it could reverse their commission if the loan is paid off in the first 6 months.

I don't want to do a traditional cash out refinance because the house would no longer cash flow and I don't have the funds to buy him out straightforward.

You might put down 10-20%, which can be easier to manage compared to traditional financing.A motivated seller can be open to different terms, especially if the property has been sitting for a while, so just be creative and make sure the deal works for both sides.

Typically, you'll pay higher interest than traditional lenders.

This would include money normally budgeted for a traditional loan payment + money simply not needed (positive cash-flow).  

The question you should first ask yourself is why would the seller enter into one of these creative transactions instead of pursuing a traditional sale?