I had much more success pulling/editing a template online and emailing it to candidates.I tried using Cozy (rental software) to begin with and received maybe 1 submission but when I switched over to an emailed copy I received around 6-7.

In particular where you have gone through several claim submissions and reimbursements?

We'd submit the loan to underwriting without including your W2s or paystubs in the submission, even if you still have that W2 job...

Do you see a lot of spam submissions with the "lead gen" ad types, or do you have it pretty well nailed down?

Not to mention most only charge for apprasials.the issues others have brought up is the 3,000 is non refundable if you never bring them a deal that meets THEIR underwriting criteria.. and of course simple logic would dictate that since its a new investor generally speaking  they are going to have the hardest time finding smoking deals which at the end of the day if I was DHM I would do the exact same thing.. except I would not be charging for turn downs like they do.. there are have been others on BP that paid the 3k PLUS 650 a submission only to have 2 or 3 turned down and never did get funded and now they are out 4 to 5k.. then others who have lost EM.But there have been some on BP that said they got funded but then whinned about the draw process.IE DHM ( according to them) required the borrower to front draw money and DHM would reimburse.. this caused all sorts of problems for the no money down flipper.. as you know they are on a tight budget.then lastly the rates were not clearly described and from what I could glean these guys were 4 to 6 points and 15 to 18% interest and in the flipping world you know who is going to make money on those deals and its generally not the borrower..

I have directed question submissions to check the thread for their answers.

Here is a what I am using, you can turn on/off the form to accept additional submissions or not, as well has have it integrate to several other platforms such as DropBox, Google Drive, OneDrive, DocuSign and several others.

There's a form you complete that is in the Landlord Section of the Housing's webpage for submission. 

Why cant the bank review prior to submission, what is your goal, is this real estate related, why do you feel the need to have it reviewed by a third party?

Never a good time to hear this but it would have been a lot better during the plan submission phase, and saved time in the long run.