Hey Ron, I sent you a DM with contact info for my wife, who does CAD for GCs and interior design agencies specifically in the K&B space. 

Multifamily is the only CRE asset class where the government actively subsidizes the cost of capital via "the agencies" (Freddie / Fannie / HUD). 

A crucial point for property managers to understand: If you release the credit report to the landlord, or any other party, you just became a Credit Reporting Agency under the Fair Credit Reporting Act (federal law). 

By signing below, applicant(s) give permission to (1) current and former employers to release any information about applicants’ employment history and income history to the above named person;(2) current and former landlords to release any information about applicants’ rental history to the above named person; (3) current and former mortgage lenders on property that applicants’ own or have owned to release any information about mortgage payment history to the above named person; (4) bank, savings and loan, or credit union to provide a verification of funds that applicants’ have on deposit to the above named person, and (5) to the above named person to obtain a copy of applicants’ consumer report (credit report) from any consumer reporting agency and to obtain criminal background information about applicants.

HUD-1 settlement statement was a standard form used by Housing and Urban Development agency. 

What the national paid checks run by credit agencies are really good for is credit histories.

The test is just law / maps/math / Agency to an extent ..

But something just did not add up with those guys ( and they were AZ based and slick as all get out) But to easy to approve me just send 10k for due diligence. only somewhat related but BiggerPockets really needs to acknowledge a new category of lender that falls in the Non-QM space (any mortgage thats not qualifying under the Agency QM rules - including DSCR lenders but also many established non-bank lenders that focus on pretty standard mortgage products that are part of the established Secondary Market and Finance Infastructure). 

I work in real estate lending full time (agency, capital markets, etc.) and honestly need help moving deals through the funnel and someone that is either experienced or coachable would be great.

I've had 4 different local RE agencies assess the asset at €580K, €650K, €730K and €800K.