Thank you for the kind words - at 75 years old now - I remember years ago when this I became motivated to invest in real estate (really -  my motivation was to make money and quick my low paying job)  I use to take every class and seminar on real estate investing and would read as much as I could all the time about real estate investing -  that is when I was 21 years old, some of the information was junk (seminars leaders trying to make money selling courses and useless information)  and some were really great, but at the time I didn't know what I didn't know, I finally got the nerve and courage to go out and try some of those crazy formulas they were talking about - and guess what - some of those far out creative financing techniques started to work for me - it was really scary because I started to make money - more money than I ever thought was possible with my limited formal education back than, I discovered I made more money than the president of the company I worked for - needless to say - I quit that job and devoted more time to making offers and collecting those large assignment fees - now even today at my age I continue to make offers - at this time the offers have lots of zeros in them ---- so all that good and useless education  paid off.You best teacher is the market - get out there and make offers, look at 50 houses - but don't make offers on those properties until you find the one deal that is absolute right for the profit making - just keep good records - listen to the sellers, do your comps, learn how to write "skinny contract offers", practice "Control and Roll" principals of controlling real estate with no money and assign your contracts using accelerated sales methods. 

And also vice versa if its the mortgage, is the HOA current??

Paying principal only payments reduces you balance very quickly -If you are going to flip - same as above - but offer seller financing (that is subject to your owner financed arrangement) but with an interest - therefor you will be receive interest on money you owe that you are not paying interest on - this is a good thing.If you need conventional financing - contact the CEO or president of the bank - ask about their products - ask if they can refer you to someone in the bank to talk to.

One of those parties was attended by University President John Lahey in May.

I am currrently President of the Association and have had long discussions with him on this very topic.  

Hi, @Rachel Fazio.It's a long story, but I'm serving as the 2017 President of the Central AR chapter of the National Association of Residential Property Managers (NARPM).  

Vice versa, the landlord should credit each tenant if the estimate is more than actual.  

I plan to meet with the president of the association and get a better feel for whats going on.

Remember, you are the one interviewing THEM, not vice versa.As you did in your post, your best would probably be to ask for referrals from other investors in your area.Property management has its benefits but you pay for them! 

My business partner was Houston Chapter president he would know more about the exact date and location or you can look them up online.Hope this helps