Yup, ratios now-a-days are fully blended, meaning that for the most part DTI math with you+cosigner is identical to you+spouse math.Keep in mind that when your cosigner goes to buy a home or rental property themselves, their DTI in turn is quite likely to get hit with the full PITI on that property, depending on a few other factors.

The three quotes I received were almost identical in product, they all seemed to be high-quality, and the costs were pretty similar.

They are nervous about identity theft and want to know you have the goods before giving too much info. 2.

I will be sure to discuss the issues you point out with the group's CFO prior to making a decision.With regard to buying additional units, does it make any difference in the "blended" tax basis rule if the new shares are purchased in the name of a self-directed IRA or solo 401k, and therefore, a separate identity from our original purchase in our personal names?

Its a 4 unit brick building with identical layout.  3 units are rented and 1 is vacant.

His Iraq war policies are identical to those of our current President Bush.

That sounds identical to my story recently!

The metal registers and the A/C coil were most likely stolen by metal thieves for the (limited) scrap metal value. 

Bill, I just finished up writing an insurance claim on the south side of Chicago, about 15 minutes from where Kaye lives, where thieves stole two semi tractor trailers (about 80 grand worth) of metals from a metal recycling plant.

the number of accounts in collections (or course, everyone claims their identity got stolen which caused this).We're about to either raise our screening fee from the cheap $15 per person we charge or add a requirement of a FICO score of 600 and above to weed out the timewasters.Gail