They would not let me re open the account and insisted on mailing me a check.

You are merely an independent contractor of the broker, and you can set up your business any way you see fit. 

Your purchased domain at GoDaddy is essentially worthless if you ever leave Buildium because it didn't build up reputation, it merely redirected to your Buildium page.

Prosecution for fraud requires establishing intent beyond a reasonable doubt, which may cause some prosecutors to treat these as mere breach-of-contract cases.

It is merely a tool.

As Ellis San Jose mentioned, anyone who thinks the worst case scenario is that they'll receive 2/3 or liquidated proceeds is incorrect.In dealing with a pre-probate scenario, the decision must be made if you intend to buy the asset, buy heirs' or beneficiaries' interest, or merely focus on plays that make a profit.If you buy the interest(s) and probate the estate yourself, you become the PR and have the exposure to all known (and unknown) heirs and creditors as the fiduciary.

They are not really thinking of it as a business plan to get ahead, just merely going to go.I personally decide after a year in a community college that the decision to take on all that debt to have a 70k job was not for me.

Narrating those kinds of books gave me the knowledge and confidence to start me RE journey.

They would have the right to call the note due, or worse, criminally prosecute you.This was the point you made, and in my opinion this seems like you are making a very strong statement about specific laws that frankly you know nothing about.My point is merely that your point is wrong, and for the sake of the open forum if you don't know something, don't act like you do.

Remember, merely reaching a settlement or judgment does not get them paid, a check in their law firm's account with a large percentage going to their client, the plaintiff does.