Recently came across this list:We examined 196 of Jacksonville’s neighborhoods to find out the worst places to live.

I am taking my brokers exam in a week. 

It was a loan with very little down payment, and the lady had the nerves to knock on my door (not in the friendliest mood) to question me about her offer. 

After looking at your post in more detail the title seems as if you was trying to insinuate that the Whole Seller was backing out when after thorough examination it appears that you’re the one backing out.Again with so little information provided I’m making assumptions.

My name is Mike Lopez and my wife Angela and I have finally reached our first goal in real estate which was to pass the real estate licenses state exam in Florida.

Let's examine your first buy.$235k purchase price$50k down payment$185k loan amountAssuming today's market interest rate of 3.92%, your monthly payment is approximately $875.$1900-875 = $1,025 cash flow per month($1900-875)*12 months / 235k purchase price = 5.2% ROILet's use your $50k cash in a different way.$150k purchase price$30k down payment$120k loan amountAssuming today's market interest rate of 3.92%, your monthly payment is approximately $567.$20k improvement to bring rent up to $1900 a month$1900-567 = $1,333 cash flow per month ($1900-567)*12 months / 150k purchase  = 10.7% ROIAdditionally, cashing out your 401(k) to buy a property that won't appreciate in value is not a good play at all. 

Of course, this is more complicated then my summary - my paragraph summarized a whole chapter or even book on the subject.It may take time and effort (and nerve!)

I do have a current job...I am the Hearing Examiner for the Louisiana Real Estate Commission and Appraisers Board.

On forums the normal rules of grammar and spelling get relaxed, but whenever I see "teh" for "the" it just grates on my nerves.

I gave them 18 and she has the nerve to say "Well, I WISH you had given me MORE notice!"