I'm sharing this to show people for a mere $90.00 (or even less) how easy it is to get the  attention and time of your local successful investors (in this case 4 hours of their time), learn their techniques as well as sharing mine and expand your team.

The IRS Treasury Regulations merely require that you have the intent to hold for investment.

I used to be totally gung ho about taking foreveer to pay your mortgage off and investing the money elsewhere instead of merely paying off the loan and saving yourself whatever interest you're paying.Then I read a course by John Cummuta called Transforming Debt into Wealth (and no, I'm not selling it) and it totally changed the way I look at the idea of paying off debt.

Stay away from the “guru” sales-pitch events - they rarely increase your investment knowledge, they merely empty your wallet!

Our goal is to create a "premium" product above a mere form lead, where we actually screen the homeowner, and guarantee that they will entertain a below-market offer -- in other words, to deliver ready "deals" instead of "leads." 

Ya I know let me re state that.. all politicians in an election year will do what they can to not have the economy be a stumbling block to re election when possible. 

You're merely hoping it's going to work out as you think it is.

So, maybe this supposed to be experienced investor has not even heard or really understood what a Loan Constant is.Let me explain it here with an example:Let's say you have a friend Joe who said that he has a 401K - and he can borrow money from his 401K for a mere 2%.

Or, let me re-frame the question just a bit.  

So, the mere act and willingness to pay more is an illustration of desperation.