@Dakoda Spencer- thanks  1)  get  formally  pre approved  with a lender in order to  learn / understand the process and  also  so you can determine if you are  able to  obtain financing   2)  if you are not able to  get approved or  if you arent  ready -  this still  will be a good   exercise in order to  learn  .... 3) the pre approval  process is  free / non binding  and relatively easy - good luck

Banks generally will not exercise the due on sale clause as long as the note is performing and you own the LLC. 

Good morning,Thank you for all the responses, I now see that there are several creative ways that can be exercised for getting a yes from a seller. 

The main advantage for me is a commission-free sale with no after inspection repairs and I don't have to report the option consideration for taxes until it is exercised or expires.Whether it's a good strategy as the buyer/ Optionee or not depends on the character of the Optionor, realistic price/terms and whether it's advertised as an LO or not. 

@Mark Cruse"The children now love luxury; they have bad manners, contempt for authority; they show disrespect for elders and love chatter in place of exercise.

Lastly, if you don't have the money to pay off the loan or are in a market that is too slow to be able to sell the house in time, in case the DOS is exercised, it is unwise to even do the deal.  

A majority of the "subject to" industry is trying to get around the lender exercising the due on sale clause of the note.

And then when the time is right exercise your option to purchase the property. 

The resident-buyer may exercise their option at any point after 1-year.

The lender will only count the option exercised and not the additional ones.