Who interpreted the results, and did the group that set up these "studies", have any agenda?

But they interpret any cash you pull out as profit.

So far, all I can gather from your posts is your bitterness toward ONE Agent who, based on your interpretation, tried to persuade you to complete a deal you ultimately decided did not suit your best interests.

It is funny how folks interpret new CA migration coming into their area as the "end of CA".

., sorry, but I still have to disagree with your interpretation of what is protected and what is not protected in the trust I described. 

Connecting this or framing it by using the word “wealth distribution” lends to a false interpretation. 20% of people in society will look for opportunity and most importantly exercise the personal sacrifices necessary to grow their portfolio one step at a time, while 80% won’t and they need a place to live.

Respectfully, I disagree with this assertion that somehow my interpretation of rights is "shallow." 

I'm looking at other readers here who could interpret it in such a way, though.

The IRS interprets that as taking profit out and you will be taxed on that.  

@Upen Patelhttp://www.consumerfinance.gov/eregulations/1026-3...See/open "official interpretation" near top of page, just above "b. credit over applicable..."