You might want to get the CCR of the association  as well to check If the HOA declaration contains a subordination of lien to mortgage clause limiting a first mortgagees liability for pre-title assessments.  

The condo declaration allows me to recombine the units if I have first mortgagee agreement in writing.

Because of the way I am at work (I pushed myself perhaps too hard), I'm going to talk to my doctor Monday and see if I can get some extra time off from work to let my leg (and the muscles) heal more from surgery.

The home insurance company says they'll sell me a landlord's policy on the sale date that should cover major damage (I verified this information three times and am going to their office to review the policy declarations), but I can't begin to think about how much to budget if they don't cover something, like a crack in the slab (2300 sq ft trilevel), if the well needs to be redrilled, or if the occupant pours concrete down the drains.

Liberty in general is directly tied to property ownership per writings of Thomas Paine and Declaration of Independence and other influences of 1776 ;)

If your situation is such that they are peculiar and there will be rental income next year, you can carry them forward and deduct them then without declaring professional status.  

I value education because it is more than just a piece of paper you get.It is the ambition the discipline, it is aiming high, and your mind is like any other muscle. you need to exercise it for it to grow bigger and stronger.Hell I am crushing it in my market BECAUSE I am a NASA caliber robotics scientist.I became a master at SEO because I see numbers.

Your just declaring he's a Handy-Man. 

I used to really chart these 4 benefits and it caused me to write a complete chapter on 2 of the 4, C&D.I also learned a couple other things: Your home is about the only thing you get to declare interest paid and about the ONLY place you can avoid capital gains every couple years and make a killing...Good luck digesting the above.

It has to be a gift w/ no expectation of repayment  (here the giver will often be asked to sign a declaration).4) An equity partner who will bring some of their own cash into the deal.