Throw in a few vacations, college savings, some walking around money and my annual household "nut" is way north of this number.

What is your monthly household income?

Real Median Household Income for Dayton is $49,504 a year (i.e., less than the cost of the "Inner Circle Mastery Coaching" level from Fortune Builders).

Average household income will usually match up to the sales prices.

Also, once U.S. mail is delivered and brought into the household, it no longer continues to be U.S.

Americans have reduced our household debt by over $800 Billion since 2008 and our savings rate is up 23% since 2006.

- I haven't talked to a banker yet, but I'm seeing refis for 3.3%, and I have very good credit and two very solid W2 full time jobs in our household. - Was planning to invest next in 3-4 unit buildings that run $150K-$300K- cashflowing at $800-$1000/month/building.

This is not an uncommon scenario for blended households - He owned a house and she owned a house and they got married and never bothered to change the deeds. 

New construction isn't even keeping up pace with household creation so it seems that hyper-supply is not on the horizon. 

Research the old Household v.