It can be a real aid in developing a budget and controlling or managing expenses.

They were discussing FHA because they don't have the 20% down a conventional needs, and though they qualify for the $8000 aid, for whatever reason they can't take advantage of it here.

The positive cash flow is episodic in that most of the students pay an initial security deposit and then pay their semester rent when their financial aid is released once each semester.

felt like putting a smile on everyone's face with some good 'ol boy American brands like Kool-aid

Other than the military where I dominated as a Health Care Admin I spent my life in the sales world.

Zero savings, zero reserves, zero health insurance - on a wing & prayer. 43 years old.I'm due for yet another transfer if I want to recoup my 45% pay back (so I can afford at least health care!).

Congress loses their current health care system andparticipates in the same health care system as the American people.6.

We have 100% JV funding, hard money/bridge loans, 100% funding for Multi-family and Healthcare for Non-profits, Non-recourse for multi-family construction/perm/purchase/refi/rehab, NPN purchase, loans for income producing property, among others...We lend across industry so it has to be something unique/innovative.

Fannie is the only one I see doing it here in Jersey...mostly band aid stuff - carpet, interior paint, replace dishwasher.

Canadian taxes will always be higher (due to the health care system)So once you start making money in the US make sure you have your accountant is familiar with US/Canadian tax laws.Hope that helps!