It is reliable, cheep and common as hens teeth to find.

This is just an example, but what I let my clients know is, if I recommend something it's not to pad the premium, but because it's a real exposure they may face, and given my past, extensive claims background, I am more sensitive to what losses ACTUALLY costs than a lot of others in my field.

But, some people are just more sensitive to the heat.  

@Renita BoreeAfter our latest round with schools and doctors, I'm beginning to think every sensitive child with a bit of spirit in North America is labelled to have ADD or Aspergers these days.Up here "service animals" - which are predominately dogs - are to be trained and to have a temperament certification which distinguishes them from a "companion animal". 

You need to start small and cut your teeth on a few SFRs.

The 2 existing rooms have their own vanity, I'm probably going to add one in the third room, so my renters will have no reason to go the bathroom to brush their teeth and etc.

Sensitivity analysis, basically B above just change variables.      

BUT everyone says you should send some special sensitive mail piece that speaks more to this type of property owner.

Invest in a motion sensitive flood light.If the neighborhood is too dangerous for these techniques to protect the home, you're going to have a big problem on your hands.

Trying to get people to allow me to help them get their name off the title of a home they no longer live in is almost like pulling teeth for a home they've already walked away from for NOTHING.