Don’t worry or be afraid... it WILL happen..learn from the mistakes of others (read and study).try to understand how to avoid making the same mistakes...history is a wonderful teacher for the wise...Its lesson was taught once... and some are smart enough to know that...Stupidity happens when we need another lesson on the same topic.:)

Right now I have two military, a FedEx pilot, a doctor, an ICU nurse, a rancher, a business owner, a teacher...They follow the rules, they pay on time, and they take care of my properties.That being said, I’m not friends with them.

Then he created ten more versions of the same book, packaged specifically for teachers, managers, salesmen, stock traders, garbage men, and astronauts.

I spoke to a teacher with computer experience once, he said if you're going to be designing art or something of that nature then get Mac.

My masters is in education (I’m a teacher).

If you are a doctor now, trad might make sense to help you with some deductions if you are a teacher or member of the military roth often makes more sense.

However, we also need to see that we are not spending too much time (which is a resource just like money) on activities that could be outsourced to someone else provided that we could do something more valuable with that time.Having said that, since you like buying and selling things from Craigslist, I have a teacher friend who spends his summers (no work during summer) buying things from garage sales and reselling them on craigslist.

Now you have a web designer and a teacher making a combined income of 150,000.

My wages are not going up as a parochial school PE teacher.  

She's a school teacher therefore her focus has always been to get an education and a stable job.