Attic insulation is one of those things that I am not sure how much practical effect there is, I only add attic insulation whenever the government subsidizes the cost, and after it's done I don't see any cost saving in my utilities bills (student rentals). 

I just want to find out what is best for student rentals?

Congrats on jumping in atleast and buying, its farther then many masterclass students ever get.

I am targeting college students.

That way when your victims, oops I mean students, inevitably fail you can keep finding others to fleece, and sleep like a baby at night. 

Pay off student loans Spend more time with family Pay off car 2-3 fix and flips per year 5 buy and holds by end of year 5 (can be SFR or MFR) LONG TERM (5-10 yrs.)

While it may pencil out on paper to do one option over the other using simple math I would urge you to think big picture as well.

Don’t forget college students  

Hello, I would urge you to check out property management companies associated with NARPM.

Here’s some advice to help you get started on the right foot in the Austin market:Understand the Market: Austin is a dynamic and competitive market with a mix of tech-driven professionals, students, and long-term residents.