If you do your due diligence and do it right, losing money with trust deeds is almost impossible.

I think it was for down payment and closing costs.

Take a copy of the lease, payment history and if you have one your receipt book.

Then the rents would cover that payment plus the mortgage with cash left over.

They have many servicesWe used them for our living trust -didn’t deal directly with mark but people were Knowledgeable and was easy to work with

If you like the idea of a self-directed HSA like @Kaaren Hall mentioned check out providers like Accuplan and IRA Financial Trust. 

This allows me to seed the property for 6-12month, then refi, and pay the full amount of the HELCO back in one payment. 

It’s essential to screen tenants carefully to minimize vacancies and ensure reliable rent payments.4.

Don't change jobs or income yet.Once you do and you think you can manage the payments based on your new income, maybe once you get the rooms rented.Then if you want to switch there are plenty of opportunities. 

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