Then they can go to the bank and deposit it into your account with the teller.

Account Closed said, income and assets are the only "hassle" with a conventional loan.

It will cut down on the fake accounts created to promote certain individuals, markets etc.

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

Study the market.

Money was deposited into my account the day after checkout.

But, I don’t think that should be a very high bar for you especially if you are already studying and researching this at 18 years old and you don’t plan to buy anything until 2-3 years from now at the earliest.

@Michael Klinger  As others posted, SoFi and Discover personal loans are good options and I've used them in the past.  2-3 business days from application to funds in my checking account. 

Account for all costs, including closing fees, holding costs, and repairs.

And that's not even taking into account the regular tenant BS.