Personally, I airbnb half of my house, individual rooms, and stay nearly 100% booked.

Attend events regularly, stay engaged in conversations, and keep learning through books and podcasts.

The substitute of collateral was more of a scenario where you sold for $155K, and instead of paying off the $88K loan in your scenario, those funds stayed at the title company and were used on a cash purchase happening nearby in date. 

STAY AWAY!

She can use that money to get a hotel room or short term rental....or stay with family or friends.

Quote from @Guadalupe Batana: Great to have you here Kolby, do you have experience with out-of-state investing already or mostly stay local? 

Now some stayed with me and that was great but some learned that with a little bit of knowledge you can do it on your own.  

Again, there are a lot of things that you are implying about our business on a platform where the information will stay for others to read in the future.

I'd rent first to be sure I'm going to stay. 105 degrees to 115 is normal May to October in Scottsdale and no Puget Sound 

Regular maintenance updates from your property manager—such as quarterly reports outlining requests, costs, and resolutions—can also help you stay informed and track spending trends over time.Building relationships with local contractors or networking with other investors in Cleveland can also be valuable.