Outside of real estate, I enjoy working out at the gym, woodworking and building furniture, playing tennis and doing any and every DIY project. 

Most of our investments we look at IRR (time value of money) to determine which investment is a good fit for us at this time - which factors in returns, risk and time of investment - is it a short term investment we want to get appreciation play or long term fixed income investment.

They tend to get people to attend their seminars that have no understanding of RE Investing and think that they have to "pay to play".  

Slightly less bookings, way less lead times, prices have dropped.January 2025 is promising relative to how 2024 has played out. 

I've been playing with amortization calculators and have seen you can pay off 1/3 of the mortgage and reduce 2/3 of the duration.

If they don't you personal financial situation plays a bigger part in securing a loan. 

Commercial lenders are not playing by the same set of rules as conventional lenders.   

I think there's a fair amount of play in the budget for what needs to be done.  

Any way good luck with it.. sounds like this company's eyes were way bigger than their stomach.. to scale on scattered lots is pretty tough logistically and I guess we are seeing that play out.

I have 2 factors that I know play into it, but there's always more beneath the surface.