This statement alone may trigger more educating to me from some senior investors.  

I knew there had to be a person or department that was senior enough to be stable and to be able to make decisions that weren't actually to the foreclosure stage.   

I am currently a senior at James Madison University and planning to graduate in May 2024.

I called a sheriff to do a citizen standby to make sure that the contractor couldn’t follow through on his threats to take a hammer to the job.Feel free to contact me if you’d like to talk about this further and best of luck in getting this resolved.

One of the units is occupied by a senior citizen so I already know there's nothing I can do with that one.

The borrowers that I am working with are first time fin and flippers or first time getting a DSCR loan, some of them have ITIN status, work permit, and US citizens.

You can pay off the senior mortgage in full (plus the other costs and fees in the judgement) if there's any equity or lose the house.  

I don't foresee North Beach becoming a thing unless developers dump some of their own money in to it as the blinders that the economic affect it's going to have on the citizens are being lifted.

Did you purchase a foreclosure on a 2nd position lien that was subordinate to a senior loan which is still in place? 

Kicking myself for not growing our portfolio sooner but better late than never I guess.Here's the thing - We don't live in the US, my husband is a US citizen but since he hasn't lived in the US for many years he has no credit history.Now comes the fun part - we are in a lot of debt where we live (like $115k in loans).