Contrast this with someone that has adequate umbrella policy.  

Again, these fees are charged and paid to the lender to complete and fund the mortgage.Third partyclosing costs include title company fees - including the actual title policy, escrow or closing fee, tax certification, and other title fees; governmental charges – including recording charges, intangible, and transfer taxes (depending on your state).

Why wouldn’t you get an umbrella insurance policy instead?

Hi, I have a landlord's policy with Farmers Insurance; the rental property is a single-family. 

Unfortunately, you may have a hard time enforcing anything about "guests" unless policy/procedures are outlined in your lease.  

If it sounds too good to be true, then make sure that you take the necessary steps to ensure your own safety.

Make sure you know your exact insurance costs with a specific STR policy that has general liability as well.

I called my insurance company to check on their policy and my insurance company said if the pit bull was a service animal that served a documented purpose for a physical condition I had to allow it and they would look past their banned breed list.

You would have to check with your policy/lender for more details. 

From policy checking to proposals, outsourcing improves efficiency, allowing you to focus on growing your core business.