I’m in my late 20s and not in a rush to retire, but my goal is to achieve financial independence in the next 10 years through real estate.I’m considering two options:Option 1: House Hacking with a Multifamily PropertyI probably have to use all my cash for the down payment, and the rent income won't cover the mortgage.

@Tim Charles You can pay that debt off ahead of time if you want.

I agree with the majority that this electronic currency or “digital currency” is just too new to have a very educated opinion but of course you can do your due diligence to be ahead for that matter.

@Bliss Hu,At your age, you’re well ahead of the curve. $300,000 is more than enough to acquire your first property, even in New Jersey.

Milwaukee rents continue to go up, we are now the 3rd most competitive market in the US, ahead of NY and LA..

It's clear from your post, and the limited information you put in there, that you are out ahead of your skis here.

Just musing ahead 10 years or so.With states now mandating the phase out of Gas/Deisel cars  How are MF owners going to attract and keep tenants that will now have EV's in the next 10 to 20 years ? 

A big learning curve ahead i suppose.

However, if the issue is an easy fix, I’d still go ahead and help resolve it!

Skipping ahead many months, I'm happy to report that half of the equity wiped out by the lien was recovered which made a big difference for these folks who were looking to retire.We purchased the house when my wife was 8 months pregnant.