3) where are the necessary reserves?

A balanced approach, combining financing with a cash reserve for stability, maximizes tax efficiency, inflation protection, and aligns with your goal of retiring sooner.This post does not create a CPA-Client relationship.

Also, your DTI can sometimes be more flexible depending on your credit score or reserves, so it’s worth asking the lender about that.If your DTI is still too high, try looking at ways to lower your monthly payments or increase your rental income.

Ordinarily non recourse financing is reserved for larger stabilized assets that are low levered.

To clarify - For me reserve just means liquid investments.

Do you have enough reserves to handle a HVAC issue?

Compare those owners with younger owners who have higher incomes and more desire to build large reserves for the future with the older folks who won't see the future and you can see the problem.

The investment plan includes property acquisition, reserve fund creation, rent maximization, and equity growth.

In my opinion, in order to move forward, you have to have a somewhat significant cash flow that allows you to build reserves again.

Do you have savings and reserves to hold properties?