I'm pretty concerned to get into this now as Project 2025 is pretty clear about gutting HUD and many social services- the program may be greatly reduced during Trump's term, hard to say.

If investors attempt to streamline their services, it can lead to a more organized approach to property management, lowers the risk of gaps in insurance coverage or missed tax benefits as well as simplifies communication and reduces confusion.

Are you reducing my ability to network and conduct business and negatively impacting my future deal making ability by calling me a "fake investor"?

Use individual leases to reduce risk, screen tenants carefully, and set clear rules about noise and responsibilities.Good luck!

Sounds like lower non qualified / qualified ratio is the way to reduce CGs and depreciation recap.Furthermore, 1 property is owned by my elderly mother and can future reduce CGs via step-up at passing (assuming current step-up tax law)Property 1 (CA Condo $800k FMV, $450k basis, 10 year owned as 2nd home, wife+I are owner)Rent 2 year in CA (24mo rule), 1031 to WA, rent 1 year before converting to primary residence for 5 year before sale.Is qualified use years 10 (2nd residence) + 5?

Just focusing on reducing debt , I tutor chemistry which has been helping with finances.

Client reduced price and using Direct IRA financing.

Owner-occupying a small multi-family property is a smart move—you're reducing your own housing costs while building equity and generating rental income.

The cost should be getting reduced significantly. 

Are there other ways to reduce my mortgage that I am not aware of (besides refinancing)?