Second is all of your recurring monthly debt payments (PITI, auto loans, student loans, minimum credit card payments, etc.) divided by your monthly income.So, as an example (specific numbers would come from your lender): a lender may allow a maximum 33% for the first DTI calculation and maximum 45% for the second DTI calculation, and they will require that you are within both ranges for both ratios. 

LLC's have a recurring tax or fee each year (in CA it is $800/yr) and you have to file a separate tax return.

I would also not include "other charges" unless they are regular recurring charges such as laundry etc.

Below some knowledge to share:Property values rise and fall due to recurring life cycles of development, stability and decline.The development phase of the cycle is also known as integration.

Accounts Receivable Tax Building Permit Tax CDL license Tax Cigarette Tax Corporate Income Tax Dog License Tax Excise Taxes Federal Income Tax Federal Unemployment Tax (FUTA) Fishing License Tax Food License Tax Fuel Permit Tax Gasoline Tax (currently 44.75 cents per gallon) Gross Receipts Tax Hunting License Tax Inheritance Tax Inventory Tax IRS Interest Charges IRS Penalties (tax on top of tax) Liquor Tax Luxury Taxes Marriage License Tax Medicare Tax Personal Property Tax Property Tax Real Estate Tax Service Charge Tax Social Security Tax Road Usage Tax Recreational Vehicle Tax Sales Tax School Tax State Income Tax State Unemployment Tax (SUTA) Telephone Federal Excise Tax Telephone Federal Universal Service Fee Tax Telephone Federal, State and Local Surcharge Taxes Telephone Minimum Usage Surcharge Tax Telephone Recurring and Nonrecurring Charges Tax Telephone State and Local Tax Telephone Usage Charge Tax Utility Taxes Vehicle License Registration Tax Vehicle Sales Tax Watercraft Registration Tax Well Permit Tax Workers Compensation Tax STILL THINK THIS IS FUNNY?

It is not the spherical property, but I have noticed the recurring listing of that particular property.

I've seen great cash flowing (C) areas on paper turn into money pits due to prolonged vacancy, crime, and too-often-recurring capex expenses.

A ton of good info and all presented with a laid back style from 2 guys in the trenches every day putting together deals. 3) Title: REIClub.com PodcastHost: Frank Chen Timeframe: Aug 2006 - TodayRoughly # of Episodes to date: 190Main or Recurring Topics: A lot of different topics but all focusing on different aspects of investing in real estateQuick Overview: Most of the episodes are a conference call type format with a speaker basically taking the floor and presenting their material or product.

The recurring first bit of advice is to make basically my business plan.

That one is recurring too.