The answer to your question probably depends on other lifestyle factors, and your goals with your real estate portfolio.

We have participated in hundreds of real estate deals. 

I skimmed through it .. basically they are saying take a loan on your house  then loan that money to a credit worthy company/individual and make the delta just like any lender in the US that uses OPM to lend to others and make the delta.. although they talk about a sweep account so if your on top of it you can knock down your interest quicker than doing it manually. the real question is who are these credit worthy partners to lend to.. this could go turtle very easy .. 

@Zeina Awad great question and one that we have helped many new investors like yourself answer.

I have not heard of them, but I would make sure, especially since they seem to be a new player in the space, to ask them the questions that are outlined on the "Best Questions to ask your DSCR lender for STRs" post on this forum: https://www.biggerpockets.com/...

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Hey Bigger Pockets Community,As real estate investors, we focus on building wealth, creating passive income, and securing financial freedom.

@Jim Coleman Recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Now let's be real, yes housing values are up overall in the city, but they do vary by Neighborhood.

I have a very easy and quick answer to your question and it's a no-brainer.Don't buy rentals in California.