They DO exist, and they can be a GREAT resource, but they are also a HUGE pain in the butt.I am in AZ, and there are a few lenders who do them here (you have to be approved through FHA to be able to offer the program as a lender, FYI, not all lenders can do them). 

Hello BP,I am in the process of refinancing my duplex for a lower rate of 3.875% using the FHA streamline program. A

The initial and any replacement general manager or an owner/operator or other representative who exercises day to day operational authority of the Facility must attend the Strategic Training for Exceptional Performance or Advanced Strategic Training for Exceptional Performance training program as well as any supplemental Internet-based training the franchisor may require.

I was accepted into Peter’s Protege program a couple days ago and have found mixed reviews but nothing clear for those who have gone through it besides negative reviews from people he actually addressed himself (Peter).

Has anyone tried out the independent broker program as advertised by Lee Arnold and Cogo Capital? 

I have heard KW has a good training program as well and will be looking into them. 

Personally I would pay off that dept and then get into the program as long as you can afford to do so, but don't do it if it's too tight to sustain for at least half a year. 

I was a training director at a KW office and currently an agent at an EXIT office... however my current office has a great deal of online training and KW has a great training program as well.

Along with the basic general education, you get some interesting bonus angles.For example, check and see if the real estate classes are available and fit in your program (as electives for example).

Down payments are based on your ability to repay - Mercersburg had a program a couple years back where they could lend based on you having 1.2 times the debt service in NET rental income.One way to identify lenders is to look up addresses of commercial or small multifamliy properties similar to your own on mdlandrec.net look at the Deed of Trust document and you'll discover who's actively lending.