First you have to face the local municipalities & will be extremely difficult to get the zoning approved. 

It really comes down to your goals and time commitments.Airbnb margins have been getting tighter and it is extremely time consuming.

I would suggest going to the find a lender tab here on bigger pockets to find a local lender who has the same products. 

I have about 100k in assets both personal and business I could sell, but part of me thinks that’s extreme and I’ll sell “myself” along the way with all my stuff.  

These companies selling products tend to drain agents dry at these conventions selling every do dad that is supposed to give them an edge over everybody else.

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.

It is extremely hard to find programs for 0 experience simply on the 1-4 unit side of ground up construction. 

LexisNexis has a product called "Accurint".

My wife and I grew up in extreme poverty and had our daughter when we were 17 and still in high school.

"Question: have you ever filled out a spreadsheet of cost and lifespan of each product of a property?